Private lending solutions

Line-of-Credit Details - International

PLEASE NOTE: In accordance with regulatory guidelines, students who are on the Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) List are NOT eligible for this private education line of credit. In addition, students that reside in countries with OFAC comprehensive sanctions are NOT eligible for this private education line of credit during the time they reside in those respective countries. Please see for further information.




As Silicon Valley’s largest, member-owned financial institution, Star One Credit Union is focused on providing long-term financial solutions to more than 80,000 members worldwide.  With multiple branches in Santa Clara County, we can serve all of your financial needs.  As a not-for-profit cooperative, we are able to return our profits back to you, our members, in the form of money-saving benefits, including higher rates on savings and lower rates on loans. We’re proud to bring this philosophy to student lending – helping you finance a higher education without a higher price tag.

Key Features of Star One Credit Union's International Educational Line-of-Credit Program:

  • Aggregate loan limit of $250,000, dependent on cost of attendance, school limits, and school certification (Note: annual limit of $230,000 for Sloan Master's Program)
  • Available to international students (students who are not U.S. citizens or U.S. permanent residents, and require a visa for entry to the United States)
  • Apply once and secure financing for your entire graduate studies with unique Line of Credit structure
  • Zero pre-payment fees
  • Low interest rates
  • Co-borrower not required
  • Flexible repayment options, including full deferment of payments while in school
  • 20 or 25 year repayment period, depending on loan balance – or repay early at anytime with NO penalty
  • 0.25% rate discount for automatic electronic payment during repayment
  • Optional graduated repayment which provides lower payments during the first two years of repayment
  • 24/7 Call Center and Online Application
  • Loan is granted and held by your not-for-profit credit union—a lender relationship you can trust

Frequently Asked Questions about the Star One Credit Union Educational Line-of-Credit Program:

Click here to visit FAQ.

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